Viral Tweets & Threads
We All Need Help to Realize What We Want Most.
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Startup Ecosystem
Name one Startup that spends close to nothing on Marketing and yet does millions of business?
— Ravisutanjani (@Ravisutanjani) April 12, 2022
The day Yogi Ji decides to make Uttar Pradesh as ‘Startup Hub of India’, it’ll be over for you Bangalore folks.
— Ravisutanjani (@Ravisutanjani) March 10, 2022
Tell me the name of the most unethical FinTech Startup you know?
— Ravisutanjani (@Ravisutanjani) April 13, 2022
Name one Startup that has garbage product and yet does millions of business?
— Ravisutanjani (@Ravisutanjani) April 28, 2022
The ‘Greed of Government Job’ has done immense damage to this country and its youth.
— Ravisutanjani (@Ravisutanjani) February 17, 2022
Indian Startups and FinTech owe big gratitude to UPI and Reliance Jio
— Ravisutanjani (@Ravisutanjani) April 21, 2022
Startup Idea: Single Platform to delete the KYC and personal data permanently from the FinTech and apps we don't use anymore.
— Ravisutanjani (@Ravisutanjani) April 24, 2022
If funding is oxygen for Startups, what is CO2?
— Ravisutanjani (@Ravisutanjani) April 22, 2022
Half of the people writing Startup Tweets will be dead the moment you ask them the full form of EBITDA.
— Ravisutanjani (@Ravisutanjani) February 22, 2022
Who is Rajinikanth of Indian Startups?
— Ravisutanjani (@Ravisutanjani) February 18, 2022
One Indian Startup that you truly believe should go global?
— Ravisutanjani (@Ravisutanjani) April 29, 2022
IIT & IIM degree ke bina Startup Funding chahiye, chhote bacche ho kya?
— Ravisutanjani (@Ravisutanjani) April 23, 2022
Who is one Indian Startup Entrepreneur you admire most?
— Ravisutanjani (@Ravisutanjani) January 4, 2022
Which Indian Startups could possibly be the next Scam 1992?
— Ravisutanjani (@Ravisutanjani) December 16, 2021
Support your friend's Startup just like you support a celebrity that doesn’t know you exist.
— Ravisutanjani (@Ravisutanjani) September 16, 2021
Bangalore has amazing vibes,
— Ravisutanjani (@Ravisutanjani) August 18, 2021
You can go to any random cafe and find people talking about startups, passion, side project etc.
Honestly speaking, consider relocating, It’s absolutely worth it.
If you could invest $100k in one Indian Startup right now, who would it be?
— Ravisutanjani (@Ravisutanjani) February 5, 2022
If the heartbreak didn’t help you double your CTC or raise a new round of funding for your Startup
— Ravisutanjani (@Ravisutanjani) December 1, 2021
You never loved that person.
Last week I had dinner with this girl, I was informed that she’s into FinTech and Startup etc.
— Ravisutanjani (@Ravisutanjani) December 18, 2021
She was amazing until she started talking about FDs and Anupama TV serial. 😬
What's probably the biggest strength of any Startup?
— Ravisutanjani (@Ravisutanjani) January 7, 2022
One FinTech Startup from India you believe can be a global giant?
— Ravisutanjani (@Ravisutanjani) April 7, 2022
Which Startup is highly overrated?
— Ravisutanjani (@Ravisutanjani) January 21, 2022
Isn't Shark Tank India being overrated?
— Ravisutanjani (@Ravisutanjani) January 28, 2022
Startup Idea
Startup Idea: An App that tells us the total money spent (since start) on platforms like Zomato, Uber, Myntra, Paytm etc after linking our accounts.
— Ravisutanjani (@Ravisutanjani) April 3, 2022
Startup Idea: Single subscription platform that gives us access to all OTT services like Netflix, Amazon Prime, Disney Hotstar, Discovery etc in one place.
— Ravisutanjani (@Ravisutanjani) April 2, 2022
Startup Idea💡
— Ravisutanjani (@Ravisutanjani) June 30, 2021
Someone build an app that can help us waking early by 5-6 AM and I’m ready to pay you $100 for a subscription.
Stock Market & Investing
If you could invest ₹10L in one stock for 10 years, what would be your pick?
— Ravisutanjani (@Ravisutanjani) January 6, 2022
What is the most underrated personal finance advice according to you?
— Ravisutanjani (@Ravisutanjani) January 28, 2022
If you could invest ₹1 Crore but only in one stock for the next 5 years, What would be your bet?
— Ravisutanjani (@Ravisutanjani) February 11, 2022
Tell me a riskier Investment than Marriage?
— Ravisutanjani (@Ravisutanjani) January 22, 2022
Investing in NIFTY50 Index Fund is the reasonable way of betting on India and its growth story without gambling.
— Ravisutanjani (@Ravisutanjani) September 18, 2021
I am a 17-year-old and I lost 40k in intraday trading which my father gave me for investing but tried F&O trading and I lost another 30k. What should I do?
— Ravisutanjani (@Ravisutanjani) April 25, 2022
- Received this in DMs 🤦🏻♂️
What am I supposed to reply?
Dear Income Tax Department,
— Ravisutanjani (@Ravisutanjani) September 19, 2021
We’re living in 2021, We want an effective and automated portal that can assess our total tax liability once a year.
Instead of asking us, just let us know how much in direct taxes we’re supposed to pay. It will make the job much easier for citizens.
So NSE is launching International Stock Exchange that will facilitate trading in select US Stocks through the NSE IFSC Platform, 📈🚀
— Ravisutanjani (@Ravisutanjani) August 9, 2021
Interesting development, let’s see which Indian brokers will be early adopters. I’m bullish on Zerodha and Groww!
Capital: ₹10 Lakh
— Ravisutanjani (@Ravisutanjani) August 10, 2021
Investment Tenure: 10 Years
If you can pick only one stock or mutual fund, what would be your bet?
In under 5 words, what's the best personal finance advice?
— Ravisutanjani (@Ravisutanjani) November 26, 2021
Idea of India
India loses ₹100 crore to banking frauds every day as per RBI data, unbelievable.
— Ravisutanjani (@Ravisutanjani) April 9, 2022
Which Indian Bank has never disappointed you?
— Ravisutanjani (@Ravisutanjani) April 27, 2022
What exactly Twitter will look like without Politics and Startups?
— Ravisutanjani (@Ravisutanjani) April 17, 2022
If you could remove one thing from India to make it a better place for everyone, what would it be?
— Ravisutanjani (@Ravisutanjani) February 17, 2022
Indian relatives asking about your ‘salary’ are a different kind of pandemic altogether. 😬
— Ravisutanjani (@Ravisutanjani) February 24, 2022
Why is it that our generation is so afraid of getting married?
— Ravisutanjani (@Ravisutanjani) March 5, 2022
The day Indian parents start allowing their children to travel solo, India would become a better place.
— Ravisutanjani (@Ravisutanjani) March 25, 2022
•Never used TikTok, PUBG
— Ravisutanjani (@Ravisutanjani) March 29, 2022
•Never played AP Dhillon songs
•Never consumed alcohol, smoking
•Never ate Momos, Sushi, non-veg food
•Haven’t watched Big Boss, Game of Thrones
Anyone else like me? We’ll be good friends.
A Man has 4 incomes: 💰
— Ravisutanjani (@Ravisutanjani) August 16, 2021
1 - His actual income.
2 - The income which he shows in the IT Return.
3 - The income which he disclosed to his wife/parents.
4 - The income which his wife/parents disclose to others.
Approx number of Social Media users in India platform wise 🇮🇳
— Ravisutanjani (@Ravisutanjani) February 19, 2022
• Facebook: 350 Mn
• Instagram: 140 Mn
• LinkedIn: 82 Mn
• Twitter: 24.45 Mn
No wonder why I find Twitter relatively better than all of them combined.
India runs on ___________?
— Ravisutanjani (@Ravisutanjani) April 23, 2022
What do you think is the biggest strength of India?
— Ravisutanjani (@Ravisutanjani) April 26, 2022
What seems like a compliment but actually an insult?
— Ravisutanjani (@Ravisutanjani) March 10, 2022
One Indian city you hate the most?
— Ravisutanjani (@Ravisutanjani) April 11, 2022
Why priests during weddings are always men and not women?
— Ravisutanjani (@Ravisutanjani) April 3, 2022
One thing you dislike about Indian Society?
— Ravisutanjani (@Ravisutanjani) March 31, 2022
Why people hate arranged marriages?
— Ravisutanjani (@Ravisutanjani) February 19, 2022
Aadhaar, FinTech & UPI
5 most powerful Indian FinTech Startups that has goldmine of Data
— Ravisutanjani (@Ravisutanjani) April 29, 2022
• CRED
• INDMoney
• Paytm
• Pine Labs
• Razorpay
FinTech: Buy Now Pay Later
— Ravisutanjani (@Ravisutanjani) February 14, 2022
Zomato: Eat Now Pay Later
Indian Relatives: Marry Now Pay Later
Isn't this funny how Visa and Mastercard screaming in the US about India giving preferential treatment to UPI and RuPay? 🇮🇳
— Ravisutanjani (@Ravisutanjani) November 29, 2021
Fintech and Startups are happy, people are happy but they are clearly not!
It’s not US and China anymore,
— Ravisutanjani (@Ravisutanjani) November 25, 2021
India is becoming the world's fastest-growing startup ecosystem with over 70 Unicorn Startups, 40 in 2021. 🇮🇳🚀
If people can use Sunny Leone’s PAN Card to take a ₹2000 loan from Dhani
— Ravisutanjani (@Ravisutanjani) February 17, 2022
Imagine how secure your data is with a few FinTech Startups?
Stopped using PhonePe and Paytm
— Ravisutanjani (@Ravisutanjani) February 26, 2022
UPI on Credit is the future, a few FinTech Startups will lead this space.
Honestly feel PhonePe, Razorpay and Zerodha are the most potential FinTech Startups for retail Neobanking in India.
— Ravisutanjani (@Ravisutanjani) February 26, 2022
Call it a FinTech Startup, lifestyle company or whatever. But you can’t find a better marketing agency than CRED.
— Ravisutanjani (@Ravisutanjani) April 3, 2022
Now you can pay via UPI in Dubai
— Ravisutanjani (@Ravisutanjani) April 22, 2022
UPI is the biggest innovation in the global FinTech and payments industry from India. 🚀
₹500 luring cashback from a startup building Fintechs Cards or BNPL can ruin your ₹50 lakh future home loan or personal loan quotes whenever you need it.
— Ravisutanjani (@Ravisutanjani) April 26, 2022
Uber is launching ride-booking on #WhatsApp UPI is already live. 🚀
— Ravisutanjani (@Ravisutanjani) December 2, 2021
India runs on WhatsApp and Startups should leverage the platform for convenience and distribution.
In India, we can simply transfer money from one bank account to another by just using a mobile number or UPI ID
— Ravisutanjani (@Ravisutanjani) October 31, 2021
Please note many developed countries doesn’t have such quick and cost-effective payment instruments.
Long on our Startups and Fintech! 🚀
Here’s my Banking and Fintech Stack!
— Ravisutanjani (@Ravisutanjani) November 3, 2021
Finance 📈 pic.twitter.com/dJcOOwSiQ5
Credit on UPI is coming soon! 🚀
— Ravisutanjani (@Ravisutanjani) November 25, 2021
Fintech Startups will bundle up with BNPL and Credit Cards, This is going to be a game-changer.
Which FinTech App do you use almost everyday?
— Ravisutanjani (@Ravisutanjani) January 18, 2022
This is the year 2021 and HDFC Bank still needs you to print, fill and courier the form to Chennai for card upgrade.
— Ravisutanjani (@Ravisutanjani) August 12, 2021
Ban them for another year, please. 🙏
Yeah, Fintech 👏💰 pic.twitter.com/fg78o5P7Lq
— Ravisutanjani (@Ravisutanjani) August 19, 2021
Who’s next? 🔪#Fintech #UPI #NPCI pic.twitter.com/sD4tVfAd1X
— Ravisutanjani (@Ravisutanjani) August 23, 2021
Oh, I love Fintech! 🥳 pic.twitter.com/NPppD8nK4B
— Ravisutanjani (@Ravisutanjani) August 17, 2021
Big moment for UPI. 💰 🚀
— Ravisutanjani (@Ravisutanjani) July 13, 2021
Bhutan is becoming the first country to adopt UPI. As I say NPCI and Aadhar have played a very crucial role in India's Fintech Growth.
Aadhar, NPCI and 4G played a very significant role in Indian’s Fintech Revolution,
— Ravisutanjani (@Ravisutanjani) July 4, 2021
From real-time money transfers to instant credit cards, eKYC to bank account opening in minutes.
We are certainly 5-10 years ahead in this space than many developed countries. 🔥🚀
BYJU's
WTF is wrong with @BYJUS?
— Ravisutanjani (@Ravisutanjani) February 5, 2021
I got a call from one of my Relative, The Sales guy pitched her wife to get the kid enrolled for some 'Home Learning Plan'
She said the boy is getting a ₹30k scholarship so they need to pay only ₹5000 in Bank and ₹25k in EMIs.#EdTech Thread ⬇️
One of the EdTech Startups laid off over 150 employees, teachers on strike, parents confused, EMIs being deducted with no customer support.
— Ravisutanjani (@Ravisutanjani) February 22, 2022
What's in it for the entire Startup Industry, Customers and Jobseekers?
Long Thread 🧵| Appreciate the RT 🙏
Repeat after me,
— Ravisutanjani (@Ravisutanjani) November 21, 2021
I wouldn’t share my Aadhar Card, PAN and other ID documents over WhatsApp for any credit card or loan application.
Awareness Thread🧵| RT for Reach
Personal Finance
LIC IPO: Explainer Thread 🧵
— Ravisutanjani (@Ravisutanjani) April 26, 2022
Should you really subscribe? Who’s getting what?
Only less than 6 crore people out of 1,30,00,00,000 Indians file Income Tax returns, half of these are nearly zero income tax.
— Ravisutanjani (@Ravisutanjani) February 16, 2022
Will a 30% Tax on Cryptocurrencies will result in higher participation in Direct Taxes?
A Thread 🧵
Investing & Personal Finance for Absolute Beginners
— Ravisutanjani (@Ravisutanjani) February 15, 2022
13 Important Learnings | A Thread 🧵
Underrated Personal Finance Advice to colleagues who are just starting their career:
— Ravisutanjani (@Ravisutanjani) September 2, 2021
1️⃣ Download a PDF copy of your payslips/Form 16 from the HRMS Portal, save it to Google Drive. When you leave HRs may/may not be supportive so no point in ignoring.
A Thread 🧵| RT 🙏
Papa has a suitcase full of LIC bonds, I wanted to dig around returns so went LIC office yesterday to get the surrender value quotes. 📈
— Ravisutanjani (@Ravisutanjani) July 10, 2021
Read this Mini Thread 🧵 before your family LIC uncle tries to sell you the next policy!
‘Don’t mis insurance with an Investment.’
Personal Finance 101 ft. Memes 💰🥳
— Ravisutanjani (@Ravisutanjani) August 12, 2021
Today I was fortunate enough to interact with Team on #TestbookLearningClass (We're 700 Strong Tribe) 🤝
A Thread 🧵
Neobank(s) - Old wine in a new bottle? 🏦🍷
— Ravisutanjani (@Ravisutanjani) July 4, 2021
• FI Money
• Jupiter
• NiyoX.
We've 3 Neo-banks in India, They’re basically Fintech companies promising to provide 100% cutting edge digital banking services.
But are they really good? What’s new?
Sunday Special Thread 🧵⬇️
ABC of Financial Independence 🧵
— Ravisutanjani (@Ravisutanjani) September 21, 2021
Have spent a good time creating this thread that covers the basics and will help you understand your finances better.
RTs Appreciated. 🙏
My 10 Favourite Fintech Apps 💰💳
— Ravisutanjani (@Ravisutanjani) July 20, 2021
And Compilation of other Thread(s) 🧵
Mutual Fund Investors 💰📈
— Ravisutanjani (@Ravisutanjani) November 5, 2021
In case if you still don’t understand the difference between direct and regular funds, Have a look at this screenshot.
Explaining in a short 🧵| RT to help me reach more unaware investors.
This is the story of the hottest and one of the fastest-growing Fintech in India 🇮🇳
— Ravisutanjani (@Ravisutanjani) October 3, 2021
A product that is very close to my heart. Long 🧵
Which Mutual Fund Apps are best for Investing? 📈💰
— Ravisutanjani (@Ravisutanjani) July 2, 2021
This is the most common question I hear so here’s an explanatory thread. 🧵⬇️#FridayInvesting #PersonalFinance
Don’t rush into Investing without building a strong Emergency Fund
— Ravisutanjani (@Ravisutanjani) September 7, 2021
A Thread 🧵 | RT Appreciated
(Refer to #7, it’s a saviour!) 💳
Credit Cards
Even if I get a lawsuit for writing this but platforms like Dhani are the ones who make consumers and the entire industry suffer,
— Ravisutanjani (@Ravisutanjani) February 14, 2022
FinTech and Startup customers take a note, Please RT for Awareness 🙏🧵
All about Credit Cards 💳
— Ravisutanjani (@Ravisutanjani) July 17, 2021
Only 🧵 you will need to understand the effectiveness and unparalleled benefits of a credit card.
Learn how to avoid the debt traps, use them smartly to maximize the returns!
Long Read (Part-2) ⬇️ (Don’t miss 6️⃣)
All about Credit Cards 💳⬇️
— Ravisutanjani (@Ravisutanjani) June 29, 2021
A Thread that will help you understand how it works? How to use them effectively so that you can beat 90% of people who fall into the debt trap?
Long 🧵 (Part-1)#CreditCards #PersonalFinance #Startup #Money #CreditScore #Banking
I wish I knew these 10 things before using my first Credit Card.
— Ravisutanjani (@Ravisutanjani) January 15, 2022
(The bank wouldn’t tell you, Don’t miss the 5th one) 💳🧵
Facts and Myths about Credit Cards 💳🧵
— Ravisutanjani (@Ravisutanjani) January 22, 2022
Read 5 and 9 to understand Fee and Taxation 👇
Credit Score and Credit Report
— Ravisutanjani (@Ravisutanjani) July 27, 2021
What does it take to start and win your credit journey?
Let’s understand how this works! A Thread 🧵
How to save yourself from the infamous financial, credit card and telemarketing frauds?
— Ravisutanjani (@Ravisutanjani) February 23, 2022
10 Actionable Insights
A Thread🧵| Appreciate the RT
How to choose your first Credit Card? A Thread 🧵
— Ravisutanjani (@Ravisutanjani) September 26, 2021
Probably most requested piece till now, you’ll love reading. | RTs Appreciated 🙏
Privacy > Cashback
— Ravisutanjani (@Ravisutanjani) April 25, 2022
Important Thread for people who want don’t want to use CRED or any third party credit card bill payment app. 🧵
The payment is instant in 99.99% cases and helps you in an emergency.
How to choose a Debit Card? 💳🏦
— Ravisutanjani (@Ravisutanjani) July 5, 2021
Why? Because not everyone feels suitable with Credit Cards so what are their options?
We want good rewards, lounge, cashback, free insurance, and premium benefits but how to go with one?
A Thread 🧵
Travel
How to Travel effectively, save money and be smarter than 90% of other people! ✈️🎒
— Ravisutanjani (@Ravisutanjani) April 24, 2022
A Thread 🧵
How to travel solo? ⛺️✈️
— Ravisutanjani (@Ravisutanjani) August 7, 2021
A Thread 🧵
Bonus : Feel happy to shoot your questions, RT if you find this insightful. 🙏
A Thread 🧵 to make your Train Journey smoother,
— Ravisutanjani (@Ravisutanjani) August 1, 2021
Few important insights, RT for awareness! 🙏
Daniel Johnson